Trusted with $2.4B+ in annual volume

Payments that
never freeze.

High-risk processing with direct banking relationships, vertical-specific underwriting, and funds that actually move. Live in five days.

Get processing See how it works

Networks & rails

VISA Mastercard AMEX DISCOVER Apple Pay Google Pay ACH

Capabilities

One platform for every transaction.

Reliability you can plan around, pricing you can read, and controls built for operators — not accountants.

Multi-channel acceptance

Credit, debit, ACH and digital wallets — online, in-store, or recurring.

Fast settlement

Same-day and next-day funding so your cash flow never stalls.

Fraud protection

Built-in risk scoring, velocity rules and chargeback management.

Real-time analytics

Live approval rates, settlement status and revenue trends.

Recurring billing

Smart dunning and account updater recover failed renewals automatically.

API & integrations

Clean REST API, webhooks and pre-built plugins for popular platforms.

Built for the verticals others decline.

Every vertical here is a specialty, not an exception — underwritten with the right banks, risk models and chargeback tooling from day one.

01Peptides & researchBoarded with acquiring banks that understand the vertical.

02Telehealth & RxHIPAA-compliant tokenization, Rx consult flows.

03NutraceuticalsSupplements, vitamins, functional health.

04CBD & HempCompliant processing across all 50 states.

05MedSpa & aestheticsRecurring packages, membership billing.

06Coaching & high-ticketCourses, memberships, coaching programs.

07Crypto, forex & firearmsOn/off-ramp, KYC, FFL verification — compliance-first.

Don't see your vertical?

If it's legal and domiciled properly, we probably board it. Apply and we'll tell you straight.

Talk to underwriting →

From application to first charge in an afternoon.

RESTful API with idempotency. Webhooks for every event. SDKs in the languages you actually ship.

✓REST API with PCI-compliant tokenization and sandbox keys.
✓Webhooks for auth, capture, refund, chargeback and subscription.
✓SDKs for Node, Python, PHP, Ruby, Go, iOS and Android.
✓Hosted checkout or drop-in Elements. Your call.

View API reference → Browse SDKs

Webhook events · last 60s

charge.succeededevt_8f2a91200 OK

charge.capturedevt_8f2a92200 OK

subscription.renewedevt_8f2a93200 OK

charge.refundedevt_8f2a94200 OK

Pricing

Priced to your vertical. Not a generic markup.

Quoted after underwriting, locked before you sign — no surprise PCI surcharges, no hidden interchange margin.

Standard

E-comm, SaaS, retail, professional services

Quoted

after review

Rates based on volume, ticket size and vertical — no generic markup.

✓Next-day funding
✓Hosted checkout + API
✓24/7 support
✓Standard reserve

Request a quote

Most merchants

High-risk

Peptides, CBD, telehealth, nutra, coaching

Custom

by vertical

Priced to your MCC and banking profile — locked before you sign.

✓Vertical-specific underwriting
✓Chargeback alert integration
✓Dedicated merchant rep
✓Volume tier step-downs

Apply free

Setup fees

Monthly minimums

PCI surcharges

1:1

Dedicated rep

From application to first transaction in 5 days.

Submit application

7-step intake and docs in under 15 minutes. No commitment, no credit pull.

Get matched

We pair you with banks that specialize in your vertical. Approvals in 24–48h.

Integrate & go live

Drop in the checkout or API. Your rep walks you through every step.

15min

Application time

24–48h

Underwriting

First live charge

1:1