Capabilities Industries Developers Pricing Get processing →
Direct-bank high-risk processing

Payments that
never freeze.

High-risk processing with direct banking relationships, vertical-specific underwriting, and funds that actually move. Live in five days.

Networks & rails
VISA Mastercard AMEX DISCOVER Apple Pay Google Pay ACH
Live dashboard

Your whole operation, one screen.

Volume, approvals, funding and disputes in real time — the same console your account manager watches alongside you.

Live
Last 30 days UTC
Volume processed
$0
▲ 18.4% vs last period
Approval rate
0%
▲ 2.1 pts
Chargeback ratio
0%
Well under the 0.9% cap
Settled to bank
$0
Next payout in 22h
Processing volume
Daily settled volume · last 30 days
Revenue composition
By source
Card sales$812,400
Recurring / rebill$402,120
One-time / other$70,400
Approval rate
Authorized vs attempted · last 30 days
Decline reasons
Share of attempted charges
Insufficient funds3.1%
Do not honor1.4%
AVS mismatch0.8%
Risk hold0.5%
Dispute activity
Alerts & chargebacks · last 30 days
Ethoca alert · refunded pre-dispute Prevented−$0
RDR · auto-resolved Rapid Dispute$86.00
Representment · won Compelling evidence+$142.00
Chargeback · in review Responded$74.00
Dispute outcomes
Rolling 90 days
Alerts intercepted38
Representments won71%
Open disputes2
Payout settled
$48,900
Approvals this hour
96.1%
Product preview · sample data
Capabilities

Built for one thing: high-risk approvals.

We don't touch low-risk retail. Every system here — underwriting, MID routing, dispute defense — is tuned for the verticals other processors decline.

01

Specialist underwriting

Boarded with acquiring banks that actually approve peptides, nutra, CBD and telehealth.

02

Multi-MID load balancing

Volume spread and cascaded across accounts so one cap or freeze never stops your revenue.

03

Chargeback defense

Ethoca and RDR alerts, automated representment, and ratio monitoring to keep you inside program thresholds.

04

Fast settlement

Same-day and next-day funding structured around your reserve, not against it.

05

Descriptor & reserve control

Clean billing descriptors, transparent reserves, and holds you can actually plan around.

06

API & integrations

PCI-compliant tokenization, webhooks and drop-in plugins for the carts you already run.

Built for the verticals others decline.

High-risk is the whole business, not a side desk. Every vertical below is underwritten with the right banks, risk models and chargeback tooling from day one.

01Peptides & researchBoarded with acquiring banks that understand the vertical.
02Telehealth & RxHIPAA-compliant tokenization, Rx consult flows.
03NutraceuticalsSupplements, vitamins, functional health.
04CBD & HempCompliant processing across all 50 states.
05MedSpa & aestheticsRecurring packages, membership billing.
06Coaching & high-ticketCourses, memberships, coaching programs.
07Crypto, forex & firearmsOn/off-ramp, KYC, FFL verification — compliance-first.
Don't see your vertical?
If it's legal and domiciled properly, we probably board it. Apply and we'll tell you straight.
Talk to underwriting →

From application to first charge in an afternoon.

RESTful API with idempotency. Webhooks for every event, including disputes. Sandbox and production from the first key.

  • REST API with a PCI-compliant tokenization vault and sandbox + production keys.
  • Webhooks for auth, capture, refund, chargeback, Ethoca/RDR alerts and subscription events.
  • SDKs for Node, Python, PHP, Ruby, Go, iOS and Android.
  • Hosted checkout, drop-in Elements, or headless — routed across your MIDs automatically.
Webhook events · last 60s
charge.succeededevt_8f2a91200 OK
charge.capturedevt_8f2a92200 OK
subscription.renewedevt_8f2a93200 OK
charge.refundedevt_8f2a94200 OK
Pricing

Priced to your vertical. Not a generic markup.

Quoted after underwriting, locked before you sign — no surprise PCI surcharges, no confusing rate tiers.

Get boarded
New or previously shut-down high-risk merchants
Quoted
after underwriting
One merchant account, placed with an acquiring bank that approves your vertical.
  • Vertical-specific underwriting
  • Single MID to start
  • Chargeback alert integration
  • Next-day funding
Request a quote
Most merchants
Scale
Established high-risk — peptides, CBD, telehealth, nutra & more
Custom
by vertical & volume
Multiple MIDs load-balanced, priced to your profile and locked before you sign.
  • Everything in Get boarded
  • Multi-MID load balancing
  • Dedicated merchant rep
  • Volume tier step-downs
Apply free
$650
One-time setup
$0
Monthly minimums
$0
PCI surcharges
1:1
Dedicated rep

From application to first transaction in 5 days.

01

Submit application

7-step intake and docs in under 15 minutes. No commitment, no credit pull.

02

Get matched

We pair you with banks that specialize in your vertical. Approvals in 24–48h.

03

Integrate & go live

Drop in the checkout or API. Your rep walks you through every step.

15min
Application time
24–48h
Underwriting
5d
First live charge
1:1
Dedicated rep
Built for high-risk · approved for growth

Ready to stop losing revenue to bad processors?

Apply free. Get matched in 48 hours. Start processing in 5 days. No lock-in, and a rep who actually picks up the phone.

Get processing